Virtual Account Solutions

Smart Virtual Accounts

Streamline payment collection and reconciliation with dedicated virtual account numbers. Perfect for businesses managing multiple customers and complex payment flows.

100+
Virtual Accounts
Real-time
Reconciliation
24/7
Monitoring

Virtual Accounts Dashboard

Enterprise Client A
VA8765432109876
₹2,45,000
active
SME Business B
VA8765432109877
₹1,85,000
active
Startup Company C
VA8765432109878
₹95,000
pending

Powerful Virtual Account Features

Everything you need to manage virtual accounts efficiently and scale your business

Dedicated Account Numbers

Get unique virtual account numbers for each customer or business unit for better tracking

Real-time Reconciliation

Automatic matching of payments with invoices and instant reconciliation reports

Instant Notifications

Get real-time notifications via webhooks for every payment received

Bank-Grade Security

Enterprise-level security with encryption and compliance standards

Multi-Customer Management

Manage multiple customers with separate virtual accounts and tracking

24/7 Monitoring

Round-the-clock monitoring and support for all virtual account activities

Why Choose Virtual Accounts?

Transform your payment operations with smart virtual account solutions

Streamlined Operations

Reduce manual reconciliation work by up to 90% with automated matching

90% reduction in manual work

Faster Settlements

Get instant notifications and faster settlement cycles for better cash flow

Real-time processing

Enhanced Security

Bank-grade security with dedicated account numbers for each transaction

100% secure transactions

Better Tracking

Complete visibility into payment flows with detailed transaction history

Complete transparency

Perfect for Every Industry

Virtual accounts serve diverse business needs across multiple industries

Enterprise Collections

Large corporations managing multiple vendor payments and customer collections

"Real estate companies collecting maintenance fees from multiple properties"

E-commerce Platforms

Online marketplaces managing seller settlements and customer refunds

"Marketplace platforms with thousands of sellers requiring separate tracking"

Educational Institutions

Schools and universities collecting fees from students across different courses

"Universities managing tuition fees, hostel fees, and course-specific payments"

Manufacturing & Supply Chain

Manufacturers managing supplier payments and dealer settlements

"Auto manufacturers managing payments across dealership networks"

Logistics & Transportation

Transport companies managing COD collections and driver settlements

"Logistics companies collecting payments from multiple delivery locations"

Service Providers

Professional service providers managing client payments and project billing

"IT companies managing project-wise payments from multiple clients"

Ready to Transform Your Payment Operations?

Join hundreds of businesses already using virtual accounts to streamline their payment processes

Setup in 24 hours
No setup fees
Real-time reconciliation
24/7 support

Seamless UPI Payments for Your Business

Accept UPI payments quickly and securely with our integrated checkout solution.

Key Features

Explore the features that make our UPI checkout solution the best choice for your business.

Instant Payments

Enable customers to make instant payments directly from their bank accounts using UPI.

Learn more

Secure Transactions

Ensure secure transactions with advanced fraud detection and risk management systems.

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Easy Integration

Integrate our UPI checkout solution seamlessly with your existing website or application.

Learn more

How UPI Checkout Works

Our simple 3-step process makes UPI payments fast and convenient for your customers

1

Customer Initiates Payment

  • Customer scans the merchant's UPI QR code
  • Or clicks on UPI payment option during checkout
  • Enters their UPI ID or selects their bank
2

Authorization & Processing

  • Customer receives payment request in their UPI app
  • Authorizes payment with PIN or biometrics
  • Our gateway processes the transaction securely
3

Confirmation & Settlement

  • Both parties receive instant transaction confirmation
  • Funds are immediately debited and credited
  • Transaction appears in merchant dashboard instantly

Technical Flow Behind UPI Payments

Customer App

UPI-enabled mobile application

TreatyPay Gateway

Secure payment processor

NPCI UPI Infrastructure

National Payments Corporation of India

Customer's Bank

Debits customer's account

Merchant's Bank

Credits merchant's account

Frequently Asked Questions

What is UPI and how does it work?

UPI (Unified Payment Interface) is an instant real-time payment system developed by the National Payments Corporation of India. It allows users to link multiple bank accounts in a single mobile application and make instant transfers directly between bank accounts through a mobile device.

Which UPI apps do you support?

Our payment system supports all major UPI applications in India including Google Pay, PhonePe, Paytm, Amazon Pay, BHIM, and banking UPI apps from all major banks.

How quickly are funds settled to the merchant account?

While UPI transactions are instant for the customer, merchant settlements typically occur on the same day or next business day depending on your plan and banking partner.

Is there a transaction limit for UPI payments?

The standard UPI transaction limit is ₹1,00,000 per transaction as set by NPCI. However, individual banks may have their own limits which could be lower.

How secure are UPI transactions?

UPI transactions are highly secure with multiple layers of security including two-factor authentication, encrypted communication, and PIN verification for every transaction.

Ready to Accept UPI Payments?

Get started with our UPI checkout solution and provide your customers with a seamless payment experience.